Small cap funds and retirement funds

When investing in a retirement fund, what are the main factors to affect your decision? If a small cap fund seems to have the most volatile returns of all offered and also has the highest expenses, why would you want choose this one over others?

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...ears left to retire, more risk you can take.
2) Risk propensity. How risk averse you are.
3) Goals for retirement. What you want to do after you retire.
4) Expected Return. What return ...