Persuasive writing - insurance claims and rhetorical writing

Given the senerio below I have to write 3 persuasive essays. I'm at a loss for words and need help with them.

Please and thank you

"You are coming home late in the evening and you have an accident with no other cars involved. The insurance company is refusing to pay for damages causing you to pay out of pocket for the expense to repair the vehicle."

I need to explain to the insurance agency expressing my desire to have them pay for the damages. Explain why they should pay and why I think so. Make an argument for why they should pay.

Then I need to explain to my best friend explaining the same situation and why the insurance company should pay.

Finally I have to explain to my boss explaining the situation and why the insurance company should pay

Thank you in advance for your help.

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